Consumer Credit Counseling - Funding and Fees

Consumer Credit Counseling Service is not a government agency. Most of our funding comes from voluntary contributions from creditors who participate in Debt Management Plans (DMP). Since creditors have a financial interest in getting paid, most are willing to make a contribution to help fund our agency. The contributions are usually calculated as a percentage of the payments you make through your DMP - up to 15% of each payment received. However, your accounts with creditors will always be credited with 100% of the amount you pay through us and we will work with all your creditors regardless of whether they contribute to our agency. Clients also pay a monthly service fee.